Welcome to Oracle Techno Associates. These Terms and Conditions govern your access to and use of our website, information, consultancy services, and related business support services.
By accessing our website or engaging with our services, you agree to these Terms and Conditions. Please read them carefully before using our services.
1. About Us
Oracle Techno Associates is a technical, legal, and business consultancy service provider based in Warangal, Telangana, India.
We provide guidance and assistance in areas including MSME project development, government schemes, financial assistance, business loans, startup support, technical documentation, and related consultancy services.
Our objective is to help individuals, entrepreneurs, startups, and businesses identify opportunities, understand applicable requirements, and navigate relevant processes.
2. Scope of Services
Oracle Techno Associates provides consultancy, documentation, and assistance services, which may include:
- MSME project consultancy and development.
- Government scheme and subsidy guidance.
- PMEGP, MUDRA, CGTMSE, and other applicable scheme assistance.
- Startup India and Stand-Up India guidance.
- Agriculture, animal husbandry, manufacturing, and industrial project consultancy.
- Project reports and business documentation.
- Personal, housing, mortgage, education, vehicle, and business loan assistance.
- Technical and legal documentation support.
- Business registrations and regulatory compliance guidance.
- Startup and industrial development assistance.
The availability, eligibility, scope, and pricing of services may vary depending on individual requirements and applicable regulations.
3. Government Schemes and Subsidies
Oracle Techno Associates provides information and assistance regarding government schemes, subsidies, and financial support programs.
However:
- We are an independent consultancy and are not a government department or authority.
- Eligibility for government schemes depends on the applicable official guidelines.
- Subsidy percentages, financial benefits, and program conditions may change without prior notice.
- Applications are subject to verification and approval by the relevant authorities.
- We do not guarantee government subsidy approval, loan sanction, or financial assistance.
All decisions regarding scheme eligibility, subsidy disbursement, and application approval remain with the respective government departments, financial institutions, or authorized agencies.
4. Loan and Financial Assistance
Oracle Techno Associates may assist clients with loan-related documentation, eligibility guidance, and application processes.
Loan approvals are determined exclusively by the respective banks, non-banking financial companies (NBFCs), or other authorized financial institutions.
Approval may depend on factors such as credit history, income, repayment capacity, business viability, collateral requirements, and institutional policies.
Oracle Techno Associates does not guarantee loan approval, interest rates, loan amounts, processing timelines, or subsidy disbursement.
We do not represent ourselves as a bank or lending institution.
5. Client Responsibilities
Clients engaging with Oracle Techno Associates are responsible for providing accurate, complete, and authentic information.
Clients agree to:
- Submit genuine personal, financial, and business documents.
- Provide accurate information during consultations and applications.
- Cooperate with documentation and verification requirements.
- Inform us promptly about changes affecting their applications.
- Review submitted applications and documents for accuracy.
- Comply with applicable laws and regulations.
Oracle Techno Associates reserves the right to decline or discontinue services if a client provides fraudulent, misleading, or incomplete information.
6. Consultancy Fees and Payments
Certain services offered by Oracle Techno Associates may involve consultancy, documentation, processing assistance, or professional service charges.
Applicable fees will be communicated to clients before the relevant paid services begin.
Unless otherwise agreed in writing:
- Consultancy charges are separate from government fees, bank charges, registration fees, and third-party expenses.
- Payments must be made through authorized payment methods.
- Any additional service charges will be communicated before the additional work begins.
- Payment of consultancy fees does not guarantee loan approval, subsidy sanction, or successful completion of an application.
Refund eligibility, if any, will be governed by the agreed service terms and our applicable Refund Policy.
7. Project Reports and Documentation
Oracle Techno Associates may prepare or assist with project reports, financial projections, feasibility reports, and other business documents.
These documents are prepared using information supplied by clients and relevant assumptions.
Financial projections, estimated costs, profitability calculations, and business forecasts are indicative and should not be interpreted as guaranteed outcomes.
Clients are responsible for reviewing documents and confirming their accuracy before submission to banks, government authorities, or other organizations.
8. Legal and Technical Consultancy
Technical and legal assistance is provided according to the nature and scope of the agreed services.
General information published on our website does not constitute individualized legal, financial, tax, or investment advice.
Where a matter requires a licensed or otherwise authorized professional, clients should obtain advice from an appropriately qualified professional.
Oracle Techno Associates does not guarantee any specific legal, regulatory, technical, or financial outcome.
9. Website Information and Accuracy
We aim to provide accurate and updated information about our services, government schemes, business opportunities, and financial assistance programs.
However, information may occasionally become outdated due to changes in government policies, banking regulations, eligibility requirements, or other circumstances.
Oracle Techno Associates does not guarantee that all website information will always be complete, accurate, or current.
Users should verify important scheme conditions and regulatory requirements through the relevant official authorities before making decisions.
10. Intellectual Property Rights
All original website content, including text, graphics, layouts, branding, logos, brochures, and other materials owned by Oracle Techno Associates, is protected under applicable intellectual property laws.
Users may not reproduce, distribute, modify, or commercially exploit our proprietary content without prior written permission.
Government scheme names, institutional logos, and third-party trademarks remain the property of their respective owners.
11. Third-Party Websites and Services
Our website may contain references or links to government portals, banks, financial institutions, and other third-party websites.
These links are provided for informational purposes.
Oracle Techno Associates is not responsible for the content, privacy practices, availability, or policies of third-party websites.
Users should review the terms and conditions of those websites before providing information or completing transactions.
12. Privacy and Data Protection
We may collect personal, contact, business, and financial information when clients submit enquiries or request consultancy services.
Such information will be handled in accordance with our Privacy Policy and applicable Indian data protection laws.
We may share relevant information with banks, government authorities, service providers, or other parties when necessary for an authorized service, subject to applicable legal requirements.
Clients should avoid submitting sensitive financial or identity documents through unsecured communication channels.
13. Confidentiality
Oracle Techno Associates recognizes the importance of maintaining confidentiality regarding client information and business documentation.
We will take reasonable measures to protect confidential information and limit its use to legitimate service-related purposes.
Confidentiality obligations may be subject to lawful disclosure requirements or disclosures authorized by the client.
14. Limitation of Liability
To the extent permitted by applicable law, Oracle Techno Associates will not be responsible for losses resulting from:
- Rejection or delay of loan applications.
- Rejection or delay of government subsidy applications.
- Changes in government policies or scheme eligibility.
- Decisions made by banks, financial institutions, or government authorities.
- Inaccurate or incomplete information supplied by clients.
- Delays or disruptions caused by third-party systems.
- Business losses arising from reliance on estimated financial projections.
Nothing in these Terms excludes or limits liability that cannot legally be excluded or restricted.
15. Service Cancellation and Refunds
Clients may request cancellation of consultancy services by contacting Oracle Techno Associates.
Refund eligibility will depend on the services agreed upon, work already completed, expenses incurred, and any applicable written service agreement.
Any refund terms will be applied in accordance with applicable consumer protection laws.
Clients are encouraged to review the applicable service agreement and Refund Policy before making payments.
16. Prohibited Activities
Users must not misuse our website or services.
Prohibited activities include submitting fraudulent documents, impersonating others, providing misleading financial information, attempting unauthorized access to website systems, and using our services for unlawful purposes.
We reserve the right to restrict access or discontinue services where misuse is identified, subject to applicable law.
17. Changes to Terms and Conditions
Oracle Techno Associates reserves the right to update these Terms and Conditions to reflect changes in our services, business practices, or applicable legal requirements.
Updated terms will be published on this website with a revised effective date.
Continued use of the website after changes become effective constitutes acceptance of the updated terms, where permitted by law.
18. Governing Law and Jurisdiction
These Terms and Conditions are governed by the laws of India.
Subject to applicable consumer protection laws and other mandatory legal provisions, disputes arising from these Terms will be subject to the jurisdiction of the competent courts in Warangal, Telangana, India.
19. Contact Information
For questions regarding these Terms and Conditions or our consultancy services, please contact:
Oracle Techno Associates
Technical and Legal Service Providers
Office Address:
Jakotia Complex, Near Ratna Hotel,
Pochamma Maidan, Warangal,
Telangana, India.
Phone:
+91 79819 11634
+91 86867 41634